If you live in a flood plain, do you understand flood insurance in whole? Do you know that flood insurance is only issued thru FEMA? Do you know that flood insurance does not cover contents? With flood insurance, it is not automatic, either, that your homeowners will cover contents. If you have no insurance at all, and there was some sort of disaster (flood or fire or other), do you know how FEMA pays, and what there limits are? One example: on a vehicle, no matter what year or make, maximum payment is, $5,800.00. Temporary housing, rebuilding, or repairs, they all have maximum payouts. If you ever think that you would ever need FEMA assistance, it is not automatic. If any of this might interest you, contact me at the Fire Station, Thursdays thru Mondays, and I can give copies of: Recovery Resources, Websites, and 800 phone numbers to call.